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We recently acquired this duplex on market here in Cincinnati, OH. Originally listed for $155,000, the property resided in a booming neighborhood, and we knew the property would be bid up close to $200K if we didn’t act fast. The Offer Our agent, Rob Speckert, wrote an escalation offer up to $180,000 on Saturday with […]

If you’ve been in the real estate world long enough, you may have heard the term “hard money.” But what exactly is it, what’s up with its name, and how does it differ from other types of money? In this article, we’ll explore what hard money is, how it differs from traditional financing options, and

Real estate investing is a capital-intensive business. The secret for most investors is either (1) deal flow or (2) capital structure, which enables them to take down more properties with less cash in the deal. Here’s how to get 100% financing on your next investment property. If you search the internet, you’ll come across a

Scroll through enough real estate Facebook posts and you’ll find some lenders offering private and hard money loans at 3 – 6%. This leaves many investors wondering: “How are some hard money lenders so darn cheap”? I’ve been a private/hard money lender since 2019. But it took me years to be able to figure out

One of the most common questions prospective clients ask is, “What are the requirements for a hard money loan?”  Hard money lenders’ primary concern is typically the asset they’re lending against. However, there are a few other factors they consider before agreeing to fund a deal. In the lending world these factors are called the

As a hard money lender, I am often asked what I expect for the future of hard money loan interest rates. Truth is it is highly uncertain but, there are specific factors we are eying as the market continues to chart a unique path. The key components that drive rates offered on hard money loans

Ever asked a hard money or private lender for a quote only to come away confused trying to figure out what hard money loan fees you were getting charged for? From points and interest to doc prep and disbursement fees, it’s easy to get confused about how much a loan is going to cost you.

If you’re scaling your real estate business, it’s only a matter of time before you graduate from traditional financing to more creative options like a hard money loan. Creative options cover a wide range from lines of credit to private capital. Oftentimes, hard money is the next financing option for many investors scaling their real

As my business partner, Grant, mentioned in his post discussing how to calculate closing costs, our goal as hard money lenders is 100% transparency for our clients. In order to provide that level of clarity, it’s important that they understand not only what fees we charge, but also why we charge them and how we

It’s no secret that the biggest barrier to entry in real estate is CAPITAL. Real estate investing is a capital-intensive business and capital sources for investors span a wide range. From conventional mortgages to credit cards, investors have funded their real estate investments in just about every way imaginable. As a hard money lender, we