We lend in all Ohio markets as well as Southeastern Indiana and Northern Kentucky. Our headquarters is in Cincinnati, OH.

We are a small team, that underwrites our own deals in markets we understand well. We control our own pool of capital either from founder funds or private investor capital, which means we close when we say we can. No third party intermediaries are involved in the origination of the loan. When you give us a call, you know you are talking to the decision makers.

While our team is small, our processes are streamlined to provide a fast and professional level of service for your real estate deal. We take pride in our commitment towards maintaining ethics and building win-win relationships with the clients we serve. This means making connections and opening doors with vendors and other investors who can help you wherever you are at in your career or project.

Fix and Flip, Fix to Rent (BRRRR), and Bridge Financing all start at 12%. Our capital base is privately sourced, which means we have private investors who fund our company and we in turn fund your deals. This interest rate is optimal in our markets for meeting both private investor goals, real estate investor goals, and hard money lender goals.

No. Our loans are considered commercial loans. We do not lend on a borrower’s current residence/homestead nor commercial properties like rehab, rentals, etc. if inhabited by the borrower.

Yes, if the borrower’s properties being encumbered are vested in the name of the SDIRA, we can vest the loan in the SDIRA as well.

We will fund up to 80% of the purchase price and 100% of rehab assuming the total loan amount is below 65% of the After Repair Value.

This means you will have to bring 20% down at a minimum.

Yes. We will accept cross collateral as a form of down payment.

For fix and flip, fix to rent, and bridge financing, we will fund up to 65% loan to After Repair Value.

Yes. We have rehab only loan products as well as purchase and rehab loan products.

Assuming there is construction on the project, then yes. If there is no construction on the project, then we will only lend on the as-is value.

  • Single Family Residential (SFR)
  • Duplexes
  • Triplexes
  • Quads
  • Multi-Family
  • Self-Storage
  • Warehouse
  • Office Space
  • Strip Malls
  • Other Commercial

In markets that we are comfortable, we will lend up to 50% on the as-is value of the land. We only fund deals such as this with experienced investors of this product who have a clear exit strategy.

The speed at which you help us complete your file will determine how quickly we can move. Many of our clients have a preset folder that include all of the personal information, business entity information, asset statements, as well as all the necessary project information which includes:

  • Property Address
  • Scope of Work
  • Exit Strategy
  • Contract for Purchase
Organization and communication will enable us to move as quickly as the title company.