Untitled (500 × 500 px) (1)

Local - Fast - Reliable
Hard Money Loans

Locally owned and operated, Sharper Capital Partners is an Ohio-based private lender committed to funding great projects for residential rehabbers. With 20+ clients served and $6 million in real estate transactions funded since 2020, Sharper Capital is the fastest growing private lender in Ohio.

Speak to a loan consultant to apply for funding and start scaling your real estate investment business.

what sets us apart


Locally Owned & Operated

Headquarted in Cincinnat, Ohio, we specialize in all Ohio and Northern Kentucky markets. This means we can move faster than national lenders.

5 - 7 Day Loan Closings

97% of loans close within 5 days of title clearing. That means we have capital ready to fund your deal as soon as you get it to the closing table.

48-Hour Construction Draws

We streamline construction draws by focusing on local markets, having clear processes, and utilizing the best lending technology.

Real Estate Investor Founded

Co-Founders Chris Cascella and Grant Smith started Sharper Capital to help investors solve the capital hurdle needed to expand their portfolios. Both actively own and manage residential and commerical real estate.

Streamlined & Automated

From loan quote to loan servicing, our processes are documented and automated so you can focus less on financing your deals and more time on expanding your portfolio.

Customer Service

When you call into Sharper Capital, you're speaking with the decision makers and problem solvers. Whether it's funding another deal or a question about your loan, our team is trained to handle your needs.


Private Capital for Your Next Deal



MIN. LOAN: $50,000
MAX LOAN: $500,000

Designed for speed, transparency, and reliability. Our fix and flip loans start at 6-month terms and can be extended up to 12 months. Allowing you to minimize expenses on shorter term projects but giving you the flexibility you need if a project takes longer than expected.


MIN. LOAN: $50,000
MAX LOAN: $500,000

As commercial real estate investors, we are uniquely positioned to handle small balance commercial loans. We understand the financial landscape that our commercial loan clients operate in and the importance of a dependable lender to execute as anticipated.


MIN. LOAN: $50,000
MAX LOAN: $500,000

Capital for wholesalers who need to double close is growing in this tightening market. Our approval process requires two purchase agreements and contact for title. That’s it! 


"I had a great experience with Sharper Capital. They were extremely responsive and helpful. Draws were quick and easy, paperwork was flawless and Grant and Chris were both a pleasure to deal with. Highly recommend!"
Kristene Che
"I have used Sharper Capital partners for all of my investors. Not only are they great with communication but they are super easy to work with. Grant and Chris are super knowledgeable!! A must use for your investment needs!"
Eric Gross
"Could not have blown my expectations away more. Was able to close fast, they did everything they said they would and were very thorough through the process... they were ALWAYS available if I called. If you need short term lending hit these guys up for sure!!!"
Jason Watkins


We lend in all Ohio markets as well as Southeastern Indiana and Northern Kentucky. Our headquarters is in Cincinnati, OH.

We are a small team, that underwrites our own deals in markets we understand well. We control our own pool of capital either from founder funds or private investor capital, which means we close when we say we can. No third party intermediaries are involved in the origination of the loan. When you give us a call, you know you are talking to the decision makers.

While our team is small, our processes are streamlined to provide a fast and professional level of service for your real estate deal. We take pride in our commitment towards maintaining ethics and building win-win relationships with the clients we serve. This means making connections and opening doors with vendors and other investors who can help you wherever you are at in your career or project.

No. Our loans are considered commercial loans. We do not lend on a borrower’s current residence/homestead nor commercial properties like rehab, rentals, etc. if inhabited by the borrower.

Yes. We will accept cross collateral as a form of down payment.

Yes. We have rehab only loan products as well as purchase and rehab loan products.

Assuming there is construction on the project, then yes. If there is no construction on the project, then we will only lend on the as-is value.

  • Single Family Residential (SFR)
  • Duplexes
  • Triplexes
  • Quads
  • Multi-Family
  • Self-Storage
  • Warehouse
  • Office Space
  • Strip Malls
  • Other Commercial

The speed at which you help us complete your file will determine how quickly we can move. Many of our clients have a preset folder that include all of the personal information, business entity information, asset statements, as well as all the necessary project information which includes:

  • Property Address
  • Scope of Work
  • Exit Strategy
  • Contract for Purchase
Organization and communication will enable us to move as quickly as the title company.
Untitled (500 × 500 px) (1)

Ready to start Scaling?

Complete the form to begin you loan quote process and obtain approval in days, not weeks or months.

Speak to a loan consultant to apply for funding and start scaling your real estate investment business.

Complete this form to speak to a loan consultant and apply for funding so you can start scaling your real estate investment business.